Immigrant Finances #4: Frugal Latino

Immigrant Finances Interview Series - Frugal Latino

Being an immigrant has its own challenges and I was curious to know from other immigrants how they were dealing with their finances. I wanted to find out the unique challenges they were facing and how they dealt with them. So I reached out to people of twitter and asked them to contact me if they would like to be featured in my interview series. I received an overwhelming response.

Is Emergency Fund Necessary?

Is Emergency Fund Necessary?

Today’s let’s talk about one of the sacred cows of the personal finance community – The Emergency Fund. Almost every personal finance guru out there will recommend you to have one and most of them would recommend you to carry some amount at least.

Immigrant Finances #3: Catherine Agopcan

Immigrant Finances - Interview Series Featuring Catherine Agopcan

Being an immigrant has its own challenges and I was curious to know from other immigrants how they were dealing with their finances. I wanted to find out the unique challenges they were facing and how they dealt with them.

How To Simplify Your Financial Life

How To Simplify Your Financial Life

I have written earlier that when it comes to personal finance why simplicity is the ultimate personification. Most of the complexity in your personal finance usually creeps in very gradually. If you don’t make efforts to declutter and perform regular housekeeping, you will soon find yourself owning isolated islands of accounts. You might wake up one day and realize how in the world did you reach there. You don’t want to spend your day worrying about tracking multiple accounts or remembering the due dates of multiple credit cards you own.

Immigrant Finances #2: Rocky Lalvani From Richer Soul

Being an immigrant has its own challenges and I was curious to know from other immigrants how they were dealing with their finances. I wanted to find out the unique challenges they were facing and how they dealt with them. So I reached out to people of twitter and asked them to contact me if they would like to be featured in my interview series. I received an overwhelming response.

What’s Better – a Traditional 401(k) or a Roth 401(k)?

Traditional 401(k) or a Roth 401(k)

Both a Traditional and Roth 401(k) definitely have their own place in your retirement savings and the decision to choose one over the other isn’t always straightforward. Given the uncertainty around future tax rates, let’s look at which one of the two options works out the best for your situation. In this analysis, we are going to make a few assumptions and run an analysis on both the type of accounts and see which one comes ahead.

Immigrant Finances #1: Small Budget Retirement

Being an immigrant has its own challenges and I was curious to know from other immigrants how they were dealing with their finances. I wanted to find out the unique challenges they were facing and how they dealt with them. This interview series an attempt to share the stories of immigrants and how they manage their finances.

How I Got My Friend Interested In Personal Finance

How I Got My Friend Interested In Personal Finance

Have you ever stumbled upon a solution to a problem that has been nagging you for years and felt like you’ve finally cracked the code? Back in 2018, I had such a moment. After being totally blindsided to the world of personal finance, I had finally, discovered how to manage my finances. I was never … Read moreHow I Got My Friend Interested In Personal Finance

Susie Q: Financial Literacy Series(#4)

Susie Q: Financial Literacy Series(#4)

The United States has recognized April as Financial Literacy Month and Grokking Money, a site dedicated to building better money habits, will be publishing articles throughout the month to shine a spotlight on the importance of financial literacy.

How To Save For Retirement Without A 401(k)

How To Save For Retirement Without A 401(k)

401(k)s are undoubtedly the most important retirement vehicles available today, given that pensions are on the decline and the future of Social Security doesn’t look bright. What makes 401(k)s super important is an alarming number of Americans have little to nothing saved for retirement individually. According to this CNBC article, nearly 42% of Americans could … Read moreHow To Save For Retirement Without A 401(k)