In their famous book The Pragmatic Programmer, Andy Hunt and Dave Thomas talk about software craftsmanship and the importance of fixing the small problems in your code, the “broken windows” so they don’t grow into large problems. If you are from the software development background, I would highly encourage you to read this book. It’s one of the best programming books I have ever read in my career.
A 401(k) plan is an employer-sponsored retirement savings plan that allows an employee to contribute a portion of his or her paycheck into a tax-advantaged investment account. The employee typically chooses from a range of investment options within the 401(k) plan. These options, which often include mutual funds, are chosen by the plan sponsor. How do you know if your 401(k) plan is good? Is there a way you can evaluate a 401(k) plan?