As we step into 2019, I reflect upon the year that’s gone by. It was one of the most defining years of our lives. I have written about our debt free journey here and here. In 2018, we really got serious about our finances. I spent a lot of time educating myself about the basics of … Read more2018 – The Year That Changed Our Personal Finances Forever
On a cold winter evening in January 2018, I was skimming through my credit card statements and suddenly stopped to notice a strange thing. There was this one recurring charge of $18.99 that was applied to my card and I couldn’t nail the source. For someone who never spent time going over his credit card (ignorance :D) but just pays off the entire balance every single month, this was a wake-up call of sorts.