Is Emergency Fund Necessary?

Is Emergency Fund Necessary?

Today’s let’s talk about one of the sacred cows of the personal finance community – The Emergency Fund. Almost every personal finance guru out there will recommend you to have one and most of them would recommend you to carry some amount at least.

How To Choose The Right Budgeting System

How To Choose The Right Budgeting System?

When I first began to learn about budgeting, I was absolutely clueless. I was totally new to the concept of budgeting and it was a daunting task to choose the right budgeting system that would work for us. Once you know where you stand and what you hope to accomplish, it’s a matter of picking … Read moreHow To Choose The Right Budgeting System

How To Write A Budget That Actually Works

How To Write A Budget That Actually Works

Have you ever tried to go on a weight loss diet only to fall back to your old habits? Have you ever tried to join a gym membership, only to drop off the bandwagon a month later?